Depending on where you live and your age, you can choose up to six Humana dental insurance plans. There is also a Dental Discount Program, which is not insurance, and a Veterans Dental Discount Program.
Here is more information on the six major dental insurance plans. (For plan details and coverage restrictions, contact Humana or a licensed insurance broker.)
Brilliant Plus Dental Plan
- Type: Preferred Supplier Organization (PPO)
- Preventive services: 100% coverage when networked; includes two routine oral exams and cleanings per year and one set of bitewing x-rays per year
- Basic services: 60% coverage when networked; includes emergency care for pain relief and two fillings per year
- Supplements: $100 per year for in-office teeth whitening
- Annual deductible: $50 individual deductible and $150 family deductible
- Available states: Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania , Texas, Utah and Wisconsin
Loyalty Plus dental plan
- Type: PPO
- Annual maximum: $1,000 the first year; $1,250 the second year; $1,500 in year three and beyond
- Basic services: Includes fillings, extractions and x-rays. Coverage: 40% first year, 55% second year, 70% third year and beyond
- Main departments: Includes root canals, crowns and dentures. Coverage: 20% first year, 30% second year, 50% third year and beyond
- Available states: Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia, West Virginia, Wisconsin, Wyoming
Dental Value Plan
- Type: Dental Health Maintenance Organization (DHMO)
- Annual maximum: None
- Preventive services: Fully covered without deductible; includes exams and cleanings
- Basic services: Paid according to an established fee schedule. Includes fillings, extractions and x-rays
- Annual deductible: None
- Available states: The Dental Value HI215 plan is available in Florida, Missouri, Ohio, Tennessee and Texas. Another option, the Dental Value C550 plan, is offered in Georgia, Illinois and Kentucky
Preventive Plus dental plan
- Type: PPO
- Annual maximum: $1,000 per person
- Preventive services: 100% covered; includes exams and cleanings
- Basic services: 50% covered; includes fillings, extractions and x-rays
- Annual deductible: Described as “weak” (but not specified)
- Available states: Alabama, Arizona, Iowa, Kentucky, Louisiana, Maine, Mississippi, North Dakota, New Hampshire, New Jersey, South Carolina, South Dakota, Tennessee, Virginia, West Virginia, and Wyoming
Complete dental plan:
- Type: PPO
- Annual deductible: $50 per person or $150 per family; no deductible for network preventive services
- Preventive services: 100% covered. Includes two routine exams per year plus two cleanings, two topical fluoride treatments, and limited oral evaluation
- Basic services: 80% covered after deductible. Includes extractions and root removal, among other services
- Available states: Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire , New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Tennessee, Utah and Wisconsin
Dental Plan Preventative Value
- Preventive services: 100% covered in the network after lifetime deductible; 80% covered if you leave the network
- Basic services: 50% in-network coverage after lifetime deductible; 30% covered if you leave the network; includes routine oral exams and evaluations, cleanings, x-rays, and topical fluoride treatment
- Annual maximum: None
- Lifetime deductible: $50 for an individual, $100 for an individual and a dependent or their spouse, and $150 for a family of three or more
- Available states: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Mexico, New York, North Carolina , Ohio, Oklahoma, Pennsylvania, Texas, Utah and Wisconsin
Cover
Humana provides coverage in all 50 states, including Washington, DC. However, not all dental plans are available in all states. To find out what’s available near you, enter your zip code on the Humana website and you’ll see a list of plans, along with their cost. (The price of each plan varies from location to location.)
Supplier network
Humana has an extensive dental network. Most plans, including the Humana Complete Dental plan and the Bright Plus Humana dental plan, provide access to 335,000 dentists and specialists across the United States.
Additional programs offered by Humana Dental
In addition to dental plans, Humana offers the following to individuals and their families:
- Health insurance plans
- Medicare and Medicaid plans
- Vision Insurance Plans
- Pharmacy benefits
